Money Casinos: Your Ultimate Guide to Online Gambling
Money Casinos: Your Ultimate Guide to Online Gambling
- Online Casinos
- Gambling with PayPal
- Best Online Gambling Real Money
- Online Baccarat
- Free Canadian Slots
Online Casinos: Frequently Asked Questions
Here are some common questions and answers about online casinos:
- Q: Is online gambling legal?
- Q: How do I deposit money into an online casino?
A: Online gambling is not illegal in Canada, but individual provinces may have different regulations and restrictions. Always check your local laws before gambling online.
A: Most online casinos accept various payment methods, including credit cards, e-wallets, and pre-paid cards. PayPal is a popular option for many Canadians.
Gambling with PayPal: A Beginner’s Guide
How to Sign Up for a PayPal Account
To start gambling online with PayPal, you’ll first need to create an account. Here’s how:
- Visit the PayPal website and click “Sign Up.”
- Enter your personal information and email address.
- Link a bank account or credit card to fund your PayPal account.
Finding Online Casinos That Accept PayPal
Once you have a PayPal account, you can start looking for online casinos that accept it as a payment method. Many popular casinos offer this option, so you won’t have to look far.
Best Online Gambling Real Money: Top 3 Casinos
1. Jackpot City Casino
Jackpot City is a well-known online casino with a great selection of games and generous bonuses. It also accepts PayPal transactions, making it a top choice for Canadians looking to gamble online with real money.
2. PlayOjo Casino
PlayOjo is a relatively new online casino that has quickly gained popularity among Canadian players. It offers a large variety of games and allows you to play most of them for free before wagering real money. PayPal is one of the payment methods accepted by this casino.
3. Spin Palace Casino
Spin Palace is another reputable online casino that accepts PayPal deposits. It offers a wide range of games and regular promotions to keep players engaged and entertained.
Online Baccarat: FAQ and Strategies
Rules and Objectives
Baccarat is a popular card game that’s easy to learn and even easier to play online. The objective is to bet on the hand with a total point value closest to 9.
Best Betting Strategies
There are several betting strategies you can use to maximize your chances of winning at online baccarat:
- Banker Bet: This is the most popular bet in baccarat and has a lower house edge (1.06%) compared to other bets.
- Player Bet: This bet has a higher house edge (1.24%) than the Banker bet, but it can be more exciting and offer bigger payouts.
- Tie Bet: This bet pays out 8:1 if the Banker and Player hands tie, but it has a high house edge (14.36%).
Free Canadian Slots: FAQ and Tips
Although this section is titled “Free Canadian Slots,” most of the information in this article applies to online casinos in general. You can still find free slots games and practice strategies before playing for real money.
Online Gambling Sites Canada: Your Comprehensive Guide
- What are Online Gambling Sites?
- Canadian Law and Online Gambling
- Top 5 Online Gambling Sites in Canada
- Best Banking Methods for Canadian Players
- Online Gambling Strategy for Canadians
What are Online Gambling Sites?
Online gambling sites are websites or platforms where people can participate in various casino games, sports betting, and poker for real money or play for free. These sites offer a wide range of games, including classic casino games like slots, blackjack, and roulette, as well as sports betting and poker.
Canadian Law and Online Gambling
Online gambling in Canada is governed by provincial and federal laws. Each province in Canada regulates its own land-based casinos and some offer online gambling through government-regulated sites. However, there are also offshore gambling sites that accept Canadian players. It’s essential to check the specific laws in your province before gambling online.
Top 5 Online Gambling Sites in Canada
1. Spin Palace
Spin Palace is a popular online casino that accepts Canadian players. It offers a wide variety of games, including slots, table games, and video poker, as well as a generous welcome bonus.
2. Jackpot City
Jackpot City is an established online casino with over 20 years of experience in the industry. It caters to Canadian players and offers various payment methods, including Interac, Visa, and Mastercard.
3. Riverbelle Casino
Riverbelle Casino has been operating since 1997 and is known for its high-quality games and excellent customer service. It offers various payment options, including eChecks, Instant EFT, and multiple credit cards.
4. Grand Mondial Casino
Grand Mondial Casino is a Microgaming-powered site, offering a vast selection of slots, table games, and video poker. It also provides a generous welcome bonus for new players.
5. Luxury Casino
Luxury Casino offers a luxurious gaming experience with a wide range of games and a generous welcome bonus. It accepts various payment methods, including credit cards, e-wallets, and instant banking methods.
Best Banking Methods for Canadian Players
Here are the top banking methods for Canadian players when gambling online:
- Interac: A popular banking method in Canada, Interac allows users to make secure payments directly from their bank account.
- Instadebit: Instadebit is a popular e-wallet payment method that allows users to transfer funds from their bank account to their Instadebit account and then to the online casino.
- eChecks: eChecks are a convenient and secure way to make deposits and withdrawals from online casinos. Players can link their checking account to their casino account and make transactions through their bank’s online banking system.
Online Gambling Strategy for Canadians
Here are some strategies for maximizing your chances of winning at online casinos:
- Set a budget and stick to it.
- Take advantage of welcome bonuses and promotions.
- Choose games with a low house edge.
- Practice good bankroll management.
- Quit when you’re ahead.
Casino Reviews from Real Players
Positive Reviews
“I’ve been playing at Spin Palace for years, and I’ve never had a problem with withdrawals or deposits. The games are great, and the customer support is amazing.” – John D.
“I’ve been using Instadebit for years to deposit and withdraw from online casinos, and it’s always been quick and easy.” – Sarah T.
“I’ve won a few grand playing jackpot slots at Luxury Casino, and the payouts were fast and hassle-free.” – Mark S.
Neutral Reviews
“While I’ve had some good luck at Riverbelle Casino, I’ve also had some losses. Overall, it’s an okay experience.” – Emily N.
“The customer support at Jackpot City was slow in responding, but the games are decent, and I’ve had no issues with withdrawals.” – Tom H.
Online Casinos FAQ
- What is an Online Casino?
- Is Online Gambling Legal?
- What are the Benefits of Playing at an Online Casino?
- What Games Can You Play at an Online Casino?
- How to Choose a Good Online Casino
What is an Online Casino?
An online casino is a platform where you can play various casino games, including slots, table games, and video poker, over the internet. Online casinos use software to simulate the experience of playing at a real-life casino, and you can play for real money or for fun.
Is Online Gambling Legal?
The legality of online gambling varies depending on your location. In Canada, online gambling is not explicitly illegal, but individual provinces have their own regulations and restrictions. Some provinces, like British Columbia and Quebec, offer government-regulated online casinos, while others do not specifically prohibit online gambling, leaving it up to offshore operators.
What are the Benefits of Playing at an Online Casino?
There are several benefits of playing at an online casino:
- Convenience: You can play your favorite casino games from the comfort of your own home or on the go, using your desktop or mobile device.
- Welcome Bonuses: Online casinos offer welcome bonuses to new players, giving you extra funds to play with.
- More Games: Online casinos have a much larger selection of games compared to land-based casinos, giving you more variety and options.
- Promotions and Tournaments: Online casinos often run promotions and tournaments, providing opportunities to win extra cash and prizes.
What Games Can You Play at an Online Casino?
There are many types of games you can play at an online casino, including:
- Slots: This is the most popular type of game, with thousands of different themes and variations.
- Table Games: Table games include blackjack, roulette, baccarat, and craps.
- Video Poker: Video poker combines the elements of poker and slots, allowing you to play against the computer.
- Specialty Games: Specialty games include keno, bingo, scratch cards, and arcade-style games.
How to Choose a Good Online Casino
When choosing an online casino, consider https://frankivsk-future.com.ua/uk/news-shhedri-bonusy-ta-akcziyi-vid-onlajn-kazyno-dzhoker the following factors:
- License and Regulation: Make sure the casino is licensed and regulated in a reputable jurisdiction.
- Security: Ensure the casino has strong security measures in place to protect your personal and financial information.
- Customer Support: Look for a casino with good customer support, including multiple channels for contacting them.
- Game Selection: Consider the variety and quality of games offered by the casino.
- Banking Options: Choose a casino that offers convenient and reliable banking options.
Online Gambling Sites in Canada FAQ
- What are Online Gambling Sites?
- Are Online Gambling Sites Legal in Canada?
- Top Canadian Online Gambling Sites
- Best Banking Options for Canadian Online Gambling Sites
- Frequently Asked Questions About Canadian Online Gambling
What are Online Gambling Sites?
Online gambling sites are websites or platforms where you can participate in various casino games, sports betting, and poker for real money or play for free. They offer a wide range of games, including slots, table games, and video poker, as well as sports betting and poker.
Are Online Gambling Sites Legal in Canada?
The legality of online gambling in Canada is a bit complex. The Criminal Code of Canada does not specifically mention online gambling, leaving the issue somewhat open to interpretation. However, the provinces have the power to regulate gambling within their borders.
Some provinces, like Quebec and British Columbia, offer government-regulated online gambling sites. These sites are legal and offer a safe and secure environment for players. Offshore gambling sites, on the other hand, are a bit of a grey area.
Top Canadian Online Gambling Sites
There are many online gambling sites that cater to Canadian players. Here are some of the top sites:
- PartyCasino: PartyCasino offers a wide range of casino games, including slots, table games, and video poker. It’s licensed and regulated in Gibraltar and accepts Canadian dollars.
- JackpotCity: JackpotCity offers over 500 casino games, including slots, table games, and video poker. It’s licensed and regulated in Malta and accepts Canadian dollars.
- Spin Palace: Spin Palace offers a wide range of casino games, including slots, table games, and video poker. It’s licensed and regulated in Malta and accepts Canadian dollars.
Best Banking Options for Canadian Online Gambling Sites
When choosing an online gambling site in Canada, consider the following banking options:
- Interac: Interac is a popular banking option in Canada and allows you to make deposits and withdrawals directly from your bank account.
- iDebit: iDebit is an online payment system that allows you to make deposits and withdrawals using funds from your bank account.
- InstaDebit: InstaDebit is a digital wallet that allows you to fund your online gaming account using funds from your bank account.
- Visa and Mastercard: Many online gambling sites accept Visa and Mastercard for deposits and withdrawals.
Frequently Asked Questions About Canadian Online Gambling
| Question | Answer |
|---|---|
| Is online gambling legal in Canada? | Online gambling is not explicitly legal or illegal in Canada. The provinces have the power to regulate gambling within their borders. |
| What’s the best online gambling site for Canadians? | The best online gambling site for Canadians depends on your preferences. PartyCasino, JackpotCity, and Spin Palace are popular options that cater to Canadian players and offer various banking options. |
| Can I use Interac for online gambling? | Yes, Interac is a popular banking option for online gambling in Canada. Many sites accept it for deposits and withdrawals. |
| Do I need to pay taxes on my online gambling winnings? | Yes, you might need to pay taxes on your online gambling winnings. Consult a tax professional or the Canada Revenue Agency for more information. |
Reviews from Canadian Online Gambling Players
Positive Reviews
I’ve been playing at PartyCasino for a few months now, and I’m really impressed with the selection of games and the easy banking options. The customer support is also great, and I’ve had no issues with deposits or withdrawals.
I’ve been using InstaDebit to fund my online gambling account for years. It’s quick and easy to use, and I’ve never had any issues with deposits or withdrawals. The customer support is also top-notch.
Neutral Reviews
I’ve tried a few different online gambling sites, but I haven’t found one that I really love. I’ve had some luck with JackpotCity, but the selection of games isn’t as great as some other sites.
I’ve used iDebit to make deposits at a few different online gambling sites, and it’s worked well for the most part. However, there have been some minor issues with withdrawals at one site, but the customer support was able to resolve it eventually.
FAQ about Free Blackjack Online No Download
| Question | Answer |
|---|---|
| Can I play blackjack for free online without downloading anything? | Yes, many online casinos offer free blackjack games that you can play directly in your web browser without downloading any software. |
| What’s the difference between free and real money blackjack? | The main difference is that free blackjack games are for entertainment purposes only, while real money blackjack games allow you to win or lose actual money. |
| Can I practice strategies in free blackjack games? | Yes, practicing strategies in free blackjack games can help you improve your skills and increase your chances of winning when you play for real money. |
| How do I find the best free blackjack games? | You can use online casino review sites or forums to find recommendations for the best free blackjack games. Look for reputable sites with good reviews and a wide selection of games. |
Welcome to our Online Casino Review section, where we provide detailed and unbiased reviews of popular online casinos. In this article, we’ll be focusing on the best live casino sites. Live dealer games offer a more authentic casino experience, as they allow you to play against real dealers in real-time.
What Are Live Dealer Online Casinos?
Live dealer online casinos are a type of online casino that offers games where you play against real dealers in real-time. These games are streamed from studios or land-based casinos and allow you to interact with the dealers and other players just like in a physical casino.
Benefits of Playing at a Live Dealer Online Casino
- Authentic Casino Experience: Live dealer games offer a more authentic casino experience, as they allow you to interact with real dealers and other players.
- Variety of Games: Live dealer casinos offer a wide range of games, including blackjack, roulette, baccarat, and poker.
- Real-Time Interaction: You can chat with the dealers and other players, creating a more social experience.
2 Reviews from Different Casino Players with Positive Attitude
I’ve been playing at a live dealer online casino for a few months now, and I’m really impressed with the authentic casino experience it offers. The dealers are friendly and professional, and it’s great to be able to chat with them and other players while I play.
I’ve tried various online casinos in the past, but none of them compared to the live dealer experience. I love being able to play against real dealers and interact with other players in real-time. It feels like I’m in a physical casino without the hassle of traveling.
2 Reviews from Different Casino Players with Neutral Attitude
I’ve played at a live dealer online casino a few times, but I have to admit, it’s not really my thing. I prefer the convenience of playing against the computer and not having to deal with real dealers and other players.
Live dealer games are interesting, but I don’t find them particularly exciting. The social aspect doesn’t really appeal to me, and I prefer to play my casino games in a more solitary environment.
FAQ:Live Dealer Online Casinos
How do I choose a good live dealer online casino?
When choosing a live dealer online casino, consider the following:
- Licenses and regulations: Ensure that the casino is licensed and regulated by a reputable authority.
- Software providers: Look for casinos that use reputable software providers for their live dealer games.
- Game selection: Consider the variety of games offered and if there are any specific games that you want to play.
- Customer support: Good customer support is essential, especially when dealing with technical issues during live games.
How do I know the games are fair?
Reputable live dealer casinos use random number generators and are regularly audited by third-party agencies to ensure fairness.
Can I play live dealer games on my mobile device?
Many live dealer casinos offer mobile compatibility, allowing you to play their games on your smartphone or tablet.
How can I deposit and withdraw money from a live dealer casino?
Most live dealer casinos offer various deposit and withdrawal methods, including credit cards, e-wallets, and bank transfers.
Lucky Nugget Casino Review
Lucky Nugget Casino is one of the oldest online casinos, established in 1998. With over two decades of experience, the casino has built a strong reputation for providing a reliable and enjoyable gaming experience. In this review, we’ll take a closer look at the casino’s features and game offerings.
Game Selection
Lucky Nugget Casino offers a wide variety of games from leading software providers, including Microgaming and Evolution Gaming. You can find over 500 games in total, including:
- Table games: blackjack, roulette, baccarat, craps, and poker
- Slots: classic slots, video slots, and progressive slots
- Video poker: Deuces Wild, Jacks or Better, Aces and Faces, and more
- Live dealer games: blackjack, roulette, baccarat, poker, and dream catcher
Customer Support
Lucky Nugget Casino provides excellent customer support through various channels. You can contact them черезlive chat, email, or phone. The support team is available 24/7, so you can get help whenever you need it.
Payment Methods
Lucky Nugget Casino offers a range of payment methods, making it easy for players to deposit and withdraw funds. Some of the options include:
- Visa and Mastercard credit cards
- Maestro and Solo debit cards
- Neteller, Skrill, and EcoPayz e-wallets
- Instadebit and iDebit
- Interac e-Transfer
Bonuses and Promotions
New players at Lucky Nugget Casino can take advantage of a welcome bonus of up to CA$200. The casino also offers various promotions throughout the week and a loyalty program for regular players.
Security and Fairness
Lucky Nugget Casino uses SSL encryption to protect players’ personal and financial information. The casino is also licensed and regulated by the Malta Gaming Authority and the Kahnawake Gaming Commission, guaranteeing fair and honest games.
Player Reviews
“I’ve been playing at Lucky Nugget for years, and I’ve never had any issues. The customer support is great, and the games are always fair and entertaining,” – John Doe
“I’ve hit a few jackpots at Lucky Nugget, and the withdrawal process was quick and easy. The casino has a great selection of games, and I highly recommend it,” – Jane Smith
Online Jackpot Slots: A Comprehensive Guide
Online jackpot slots are one of the most popular online casino games. They offer the excitement of winning big prizes without leaving your home. In this guide, we’ll cover everything you need to know about online jackpot slots.
How Do Online Jackpot Slots Work?
To play online jackpot slots, you first need to create an account with an online casino that offers the game. Once you’ve made a deposit, you can start playing the slots just like you would in a physical casino. The main difference is that online jackpot slots are connected to a progressive jackpot, which grows larger with each bet made by players across the network.
Types of Online Jackpot Slots
There are two main types of online jackpot slots:
- Standalone Jackpot Slots: These slots have a fixed jackpot that is not connected to any other slots.
- Progressive Jackpot Slots: These slots are connected to a network of other slots, and the jackpot grows larger with each bet made by players on the network. The most famous example of a progressive jackpot slot is Microgaming’s Mega Moolah.
Strategies for Winning at Online Jackpot Slots
Winning at online jackpot slots depends largely on luck, but there are some strategies you can use to increase your chances of winning:
- Choose slots with a high Return to Player (RTP) percentage.
- Set a budget and stick to it.
- Play in smaller increments to maximize your playing time.
- Consider playing slots with bonus rounds, as they offer additional opportunities to win.
Reviews from Players who have Won on Online Jackpot Slots
“I was playing Mega Moolah at 3am and couldn’t believe my eyes when the jackpot hit! I won over CA$1 million and couldn’t believe my luck,” – Sarah C.
“I’d been playing online slots for years but had never won anything significant. But then I hit the jackpot on Dragon’s Fortune and won enough to pay off all my debts,” – John T.
Best Canadian Online Casinos: A Comprehensive Guide
Introduction
With the increasing popularity of online casinos, it can be difficult for Canadian players to choose the best one for their needs. In this guide, we’ll discuss the top Canadian online casinos, their features, and how they stack up against each other.
1. Spin Palace – Best Overall Online Casino
Spin Palace has been in operation since 2001 and offers a wide range of casino games, including slots, table games, and live dealer games. The casino is licensed in Malta and offers 24/7 customer support. Spin Palace also offers a generous welcome bonus of up to CA$1000 and a loyalty program with exclusive rewards for regular players.
2. Jackpot City – Best for Progressive Jackpots
Jackpot City is another well-established online casino, with over 20 years of experience in the industry. The casino offers a massive selection of progressive jackpot slots, including slots from Microgaming and NetEnt. Jackpot City also has a user-friendly interface and offers a welcome bonus of up to CA$1600.
3. River Belle – Best for Table Games
River Belle is a great choice for players who prefer table games. The casino offers a wide range of table games, including blackjack, baccarat, roulette, and poker. River Belle also has a friendly customer support team and offers a generous welcome bonus of up to CA$800.
FAQ: Best Canadian Online Casinos
What is the best online casino for progressive jackpots?
Jackpot City is a top choice for players looking to win big on progressive jackpots with over 20 years of experience in the industry and a massive selection of progressive jackpot slots.
What is the best online casino for table games?
River Belle offers a wide range of table games, including blackjack, baccarat, roulette, and poker, making it a great choice for players who prefer table games.
Is it safe to play at Canadian online casinos?
Yes, reputable Canadian online casinos use SSL encryption to protect players’ personal and financial information. They are also licensed and regulated by various gaming authorities to ensure fair and honest games.
Top Canadian Online Casinos
If you’re looking for the best online casinos in Canada, look no further! In this article, we’ll review some of the top casinos that accept Canadian players and offer excellent gaming experiences.
1. Jackpot City Casino
Jackpot City Casino is one of the oldest and most trusted online casinos, having been established in 1998. The casino offers a wide range of games, including slots, table games, and card games. Jackpot City Casino is known for its generous bonuses and promotions, including a welcome bonus of up to CA$1,600.
One of the biggest advantages of Jackpot City Casino is its mobile compatibility, allowing players to enjoy their favorite games on their smartphones and tablets. Customer support is available 24/7, and deposits and withdrawals can be made using a variety of methods, including credit and debit cards, e-wallets, and instant banking.
2. Spin Palace Casino
Spin Palace Casino is another popular choice among Canadian players, having been in operation since 2001. The casino offers over 450 games, including slots, table games, and video poker. Spin Palace Casino is known for its excellent graphics and sound quality, making for an immersive gaming experience.
Customers of Spin Palace Casino can benefit from a generous welcome bonus of up to CA$1,000, as well as regular promotions and loyalty rewards. Deposits and withdrawals can be made using a variety of methods, including Instadebit, iDebit, and Interac Online.
3. Royal Vegas Casino
Royal Vegas Casino has been in business since 2000 and is another excellent option for Canadian players. The casino offers over 500 games, including slots, table games, and card games. Royal Vegas Casino is known for its striking graphics and realistic gameplay, making for an engaging gaming experience.
Players of Royal Vegas Casino can take advantage of a welcome bonus of up to CA$1,200, as well as regular promotions and loyalty rewards. Deposits and withdrawals can be made using a variety of methods, including credit and debit cards, e-wallets, and instant banking.
Frequently Asked Questions
Q: Is it legal to gamble online in Canada?
A: Yes, it is legal to gamble online in Canada, as long as the website is licensed and regulated by a reputable gaming authority. The majority of online casinos that accept Canadian players are based offshore, but they are regulated by agencies such as the Malta Gaming Authority or the Kahnawake Gaming Commission.
Q: Are online casinos rigged?
A: Reputable online casinos use random number generators to ensure fair games. These generators are regularly audited by third-party agencies to ensure that they are genuinely random and unbiased.
Q: Can I play for free at online casinos?
A: Yes, many online casinos offer free play versions of their games, allowing players to try them out before wagering real money. This is a great way to learn the rules and strategies of new games.
Best Live Casino Site
Online Casinos with Live Dealers: What to Look For
When it comes to online gambling, live dealer games have taken the scene by storm. These games offer an authentic casino experience that’s hard to beat. But with so many live casino sites to choose from, it can be confusing to know which one to pick. Here are some things to look for:
- High-quality streaming: Look for sites that offer crystal-clear video and audio quality, ensuring an immersive experience.
- Interactive dealers: A good live casino site will have friendly and engaging dealers who make players feel welcome and involved in the game.
- Variety of games: A good live casino site should offer a variety of games, including popular titles like blackjack, roulette, and baccarat.
- Convenience: Look for a site that offers a user-friendly interface and easy deposit and withdrawal options.
Features of the Best Live Casino Sites
Now that we know what to look for, let’s take a closer look at some of the features of the best live casino sites:
- Real-time dealers: Live dealer games offer the most authentic casino experience possible, with real dealers handling the games and interacting with players in real-time.
- Multiple camera angles: Top live casino sites offer multiple camera angles, allowing players to see every aspect of the game and get a better view of the action.
- Customizable interface: The best live casino sites offer a customizable interface, allowing players to adjust the size and position of the video window, as well as other settings.
- Mobile compatibility: Today’s players want to be able to gamble on the go, and the best live casino sites offer mobile compatibility, allowing players to access their favorite games from anywhere.
Customer Support at Live Casino Sites
Customer support is a crucial factor when choosing a live casino site. Here’s what to look for:
- 24/7 availability: Look for a site that offers customer support around the clock, ensuring that help is always available when you need it.
- Multiple contact options: A good live casino site should offer multiple contact options, including phone, email, and live chat.
- Knowledgeable support agents: Make sure that the support agents are knowledgeable and friendly, able to answer your questions and resolve any issues quickly and efficiently.
Bonuses at Live Casino Sites
Bonuses are an essential part of the online gambling experience, and live casino sites are no different. Here’s what to look for:
- Welcome bonuses: Look for a site that offers a generous welcome bonus, giving you extra funds to try out the games and increase your chances of winning.
- Regular promotions: The best live casino sites offer regular promotions, giving players the opportunity to win free spins, bonus credits, and other rewards.
- VIP programs: Look for a site that offers a VIP program, rewarding loyal players with exclusive bonuses, access to exclusive games, and other perks.
Security at Live Casino Sites
Security is a top priority when it comes to online gambling. Here’s what to look for:
- Licensed and regulated: Make sure that the site is licensed and regulated by a reputable gaming authority, ensuring that the games are fair and the site is safe to use.
- SSL encryption: Look for a site that offers SSL encryption, protecting your personal and financial information from hackers and other cybercriminals.
- Safe payment methods: Make sure that the site offers safe and secure payment methods, such as credit cards, e-wallet